Information Technology

The IT sector is a dynamic and rapidly evolving industry that spans a wide array of technologies and services. It encompasses the management of computer systems, networks, data, and software applications to support businesses and individuals across various domains. Within this context, insurance plays a crucial role in the day-to-day operations of the IT and software industry, providing essential protection for different aspects of business operations and ensuring the welfare of employees.

Standard & Special Perils Fire Insurance

“This insurance policy offers coverage for property against loss or damage caused by fire and related risks. It includes protection for buildings, contents, machinery, accessories, stock, stock-in-process, and furniture and fixtures"

Electronic Equipment Insurance

Electronic Equipment Insurance provides coverage for accidental and sudden physical loss or damage to electronic equipment, including system software. This coverage applies to unforeseen damage caused by any peril that is not specifically excluded under the policy.

Group Personal Accident Policy

Group Personal Accident Insurance is a type of policy that safeguards a collective of individuals against accidental injuries, disabilities, or death. It is frequently provided by employers to their employees or by social and professional organizations to their members

Group Medical Insurance

Group Medical Insurance is a policy that offers an affordable and customized healthcare solution for employees and their dependents. It provides comprehensive coverage, including hospitalization, outpatient care, and maternity benefits. Additionally, it covers pre-existing conditions and ensures cashless hospitalization facilities.

commercial general liability Insurance

comprehensive General Liability Insurance (CGL) is a crucial policy that shields companies from financial risks associated with Product Liability and Public Liability claims. It is especially vital for businesses engaged in manufacturing or developing physical or software products for their business or retail clients.

Errors and Omissions Insurance

This policy aids in shielding businesses from mistakes or errors in the professional services they deliver. Project disputes and substantial settlements have become more frequent in both Europe and the USA. For technology companies operating in these markets, this insurance is deemed essential for safeguarding the balance sheet.

Cyber Security Insurance Policy

In the face of escalating cyber threats, cybersecurity insurance is indispensable for IT and software companies. It provides coverage for expenses related to data breaches, hacking incidents, and cyberattacks, encompassing investigation, notification, and legal costs.

Directors & officers liability Insurance Policy

This policy offers financial safeguarding for company directors and officers, including executives and board members, in the event of personal lawsuits alleging wrongful acts or decisions made during their duties. It is structured to cover expenses related to legal defense, settlements, and judgments arising from lawsuits targeting these individuals.

Marine Insurance Policy

This Policy provides financial protection to a group of individuals against accidental injuries, disabilities, or death. It is commonly offered to employees by their employers, members of social or professional organizations.

Business Guard Insurance policy

Business Guard is an insurance product designed for business such as shops, lodging, health facilities, offices, restaurants, and educational facilities.Business Guard is also offered with coverage extension for your business, which can be tailored to your needs. The coverage can help you protect your business from unexpected risks and maintain stability for your business. Receive maximum protection with affordable premiums.

Group Term Insurance Policy

Group Term Life Insurance is a policy offered by organizations to cover a group of individuals, such as employees of a company, society members, or a group of borrowers, under a single contract. Here are the key points about group term life insurance: