Cement Industry

The cement industry holds immense importance in global construction and infrastructure development. Driven by factors such as urbanization, population growth, and infrastructural advancements, it plays a pivotal role in economic prosperity. As urbanization persists, the cement industry continues to be vital in sustaining modern societies and fostering a sustainable future

Standard & Special Perils Fire Insurance

"This insurance policy offers coverage for property against loss or damage caused by fire and related risks. It includes protection for buildings, contents, machinery, accessories, stock, stock-in-process, and furniture and fixtures"

Fire Loss of Profits Insurance Policy

The policy extensively protects against the loss of Net Profit resulting from business disruptions caused by Material Damage to property from Fire and related dangers. Additionally, it encompasses fixed costs and the rise in operational expenses.

Machinery Breakdown Insurance Policy

The policy includes coverage for losses stemming from any accidental, electrical, or mechanical failures caused by both internal and external factors, regardless of whether the machinery is active, idle, being dismantled, overhauled, or being reassembled at the original location

Machinery Loss of Profits Insurance Policy

The policy extensively covers the loss of Net Profit due to business interruptions resulting from material damage to property caused by machinery breakdown. It also includes coverage for fixed costs and the additional expenses incurred in operations.

Contractors All Risk (CAR) Policy

This Policy extensively protects against the risk of unintended physical loss or damage concerning contract works throughout the implementation of a civil project. Coverage extends to all risks unless they are expressly omitted.

Industrial All Risk Insurance Policy

The Industrial All Risk Policy is an inclusive insurance plan that provides protection against damage to all kinds of fixed assets from unexpected events, with the exception of those specified in the “Exclusions” section. It is an all-encompassing risk policy, not limited to named perils, and it safeguards against a broad spectrum of potential risks.

Erection All Risks Insurance Policy

This policy provides coverage for risks linked to the storage, assembly, erection, and testing of Plant and Machinery, insuring against all dangers unless they are distinctly excluded.

Group Health Insurance Policy

Group health insurance Policy provides an affordable and tailor made healthcare solution for employees & their dependents with lower premiums and broader coverage compared to individual plans. The coverage is comprehensive, including hospitalization, outpatient care, and even maternity benefits. They Provide cover for pre-existing conditions with cash less facility for the Hospitalization. .

Group Personal Accident Policy

This Policy provides financial protection to a group of individuals against accidental injuries, disabilities, or death. It is commonly offered to employees by their employers, members of social or professional organizations.

Workers' Compensation Insurance Policy

Construction environments are naturally risky, and mishaps are a possibility. Workers’ compensation insurance safeguards against the financial impact of workplace injuries by covering medical costs and compensating for lost income, thus promoting the welfare of employees and adherence to legal obligations.

Marine Insurance Policy

This Policy provides financial protection to a group of individuals against accidental injuries, disabilities, or death. It is commonly offered to employees by their employers, members of social or professional organizations.

Business Guard Insurance policy

Business Guard is an insurance product designed for business such as shops, lodging, health facilities, offices, restaurants, and educational facilities.Business Guard is also offered with coverage extension for your business, which can be tailored to your needs. The coverage can help you protect your business from unexpected risks and maintain stability for your business. Receive maximum protection with affordable premiums.

Group Term Insurance Policy

Group Term Life Insurance is a policy offered by organizations to cover a group of individuals, such as employees of a company, society members, or a group of borrowers, under a single contract. Here are the key points about group term life insurance: