OUR SERVICES
Standard Fire & Special Perils Policy
It provides monetary safeguarding for the property, encompassing compensation for loss or damage resulting from fire and associated risks to buildings and/or contents, machinery and accessories, stock and stock-in-process, along with furniture and fixtures.
Electronic Equipment Insurance Policy
Electronic Equipment Insurance provides coverage for accidental and sudden physical loss or damage to electronic equipment, including system software. This coverage applies to unforeseen damage caused by any peril that is not specifically excluded under the policy.
Group personal Accident Insurance
Group Personal Accident Insurance is a type of policy that safeguards a collective of individuals against accidental injuries, disabilities, or death. It is frequently provided by employers to their employees or by social and professional organizations to their members
Group Medical Insurance
Group Medical Insurance is a policy that offers an affordable and customized healthcare solution for employees and their dependents. It provides comprehensive coverage, including hospitalization, outpatient care, and maternity benefits. Additionally, it covers pre-existing conditions and ensures cashless hospitalization facilities.
commercial general liability insurance
comprehensive General Liability Insurance (CGL) is a crucial policy that shields companies from financial risks associated with Product Liability and Public Liability claims. It is especially vital for businesses engaged in manufacturing or developing physical or software products for their business or retail clients.
Errors and Omissions Insurance
This policy aids in shielding businesses from mistakes or errors in the professional services they deliver. Project disputes and substantial settlements have become more frequent in both Europe and the USA. For technology companies operating in these markets, this insurance is deemed essential for safeguarding the balance sheet.
Cyber Security Insurance Policy
In the face of escalating cyber threats, cybersecurity insurance is indispensable for IT and software companies. It provides coverage for expenses related to data breaches, hacking incidents, and cyberattacks, encompassing investigation, notification, and legal costs.
Directors & officers liability Insurance Policy
This policy offers financial safeguarding for company directors and officers, including executives and board members, in the event of personal lawsuits alleging wrongful acts or decisions made during their duties. It is structured to cover expenses related to legal defense, settlements, and judgments arising from lawsuits targeting these individuals.
Business Guard Insurance policy
Business Guard is an insurance product designed for business such as shops, lodging, health facilities, offices, restaurants, and educational facilities.Business Guard is also offered with coverage extension for your business, which can be tailored to your needs. The coverage can help you protect your business from unexpected risks and maintain stability for your business. Receive maximum protection with affordable premiums.
Workers' Compensation Insurance
Construction environments are naturally risky, and mishaps are a possibility. Workers’ compensation insurance safeguards against the financial impact of workplace injuries by covering medical costs and compensating for lost income, thus promoting the welfare of employees and adherence to legal obligations.
Machinery Breakdown Insurance Policy
The policy includes coverage for losses stemming from any accidental, electrical, or mechanical failures caused by both internal and external factors, regardless of whether the machinery is active, idle, being dismantled, overhauled, or being reassembled at the original location.
Machinery Loss of Profits Insurance Policy
The policy extensively covers the loss of Net Profit due to business interruptions resulting from material damage to property caused by machinery breakdown. It also includes coverage for fixed costs and the additional expenses incurred in operations.
Fire Loss of Profits Insurance Policy
The policy extensively protects against the loss of Net Profit resulting from business disruptions caused by Material Damage to property from Fire and related dangers. Additionally, it encompasses fixed costs and the rise in operational expenses.
Industrial All Risk Insurance Policy
The Industrial All Risk Policy is an inclusive insurance plan that provides protection against damage to all kinds of fixed assets from unexpected events, with the exception of those specified in the “Exclusions” section. It is an all-encompassing risk policy, not limited to named perils, and it safeguards against a broad spectrum of potential risks.
Clinical Trials Insurance
This policy will compensate the insured for all amounts beyond the deductible that they are obligated to pay as compensation for claims made by research subjects for bodily injury, including death, resulting from serious adverse events occurring after the retroactive date.
Public Liability Insurance(Non-Industrial) Policy
This policy provides coverage for your legal responsibility for damages, including accidental death, bodily injury, or property damage sustained by a third party. It also offers protection for any legal expenses incurred in these situations, provided there is prior approval.
Bharat Sookshma Udyam Suraksha
Fire insurance is vital for MSMEs because it offers financial protection in case of fire accidents, which can lead to substantial property damage and disrupt business operations. The “Bharat Sookshma Udyam Suraksha” policy, introduced by the Insurance Regulatory and Development Authority of India (IRDAI), caters specifically to the needs of MSMEs. Under this policy, the total value at risk across all insurable asset classes at a single location must not exceed ₹5 Crore. It provides affordable premiums and comprehensive coverage to safeguard MSMEs against fire-related risks and other unforeseen events.
Bharat Laghu Udyam Suraksha
Fire insurance is vital for MSMEs because it offers financial protection in case of fire accidents, which can lead to substantial property damage and disrupt business operations. The “Bharat Sookshma Udyam Suraksha” policy, introduced by the Insurance Regulatory and Development Authority of India (IRDAI), caters specifically to the needs of MSMEs. Under this policy, the total value at risk across all insurable asset classes at a single location must not exceed ₹5 Crore. It provides affordable premiums and comprehensive coverage to safeguard MSMEs against fire-related risks and other unforeseen events.
